No complex setup, no learning curve. In 3 simple steps, take back control of your budget.
Income, charges, savings goal and starting balance. Set once, refined each month.
Every purchase in 10 seconds. The mindful act that changes everything.
Understand where your money goes. Get better every month.
A closer look at how Kakei helps you manage your budget
At the start of each month, enter your fixed income, your fixed charges and this month's savings. You can also set a starting balance if you join Kakei mid-month, so your budget reflects what's already in your account.
You can pick your month start day (the 28th if you're paid that day, for example) to align Kakei with your real financial cycle. Kakei then computes your money to live on, the amount available for your daily expenses. Each month is a frozen session: modifying your situation today never changes the past.
This is the heart of the Kakeibo. Every purchase, every coffee, every night out: you log it. In 10 seconds, no more.
The act of logging creates awareness. You stop watching your bank account passively. You become an active player in your finances.
At month-end, Kakei shows you where your money went. No judgment, just facts.
You spot avoidable expenses, you celebrate the good habits. And next month, you do a little better.
The essentials, without the noise
Your data stays on your phone. No server, no tracking, no account.
Works without an internet connection. Log your expenses anywhere, anytime.
Track your subscriptions (Netflix, Spotify…) and see their impact on your budget.
Organize your expenses by category to better understand your habits.
Browse your expense history and watch your progress over time.
An elegant dark theme for Premium users who prefer the dark.